B
Bresen
For money that spans borders

Stop holding your finances together in your head.

Two countries, three currencies, accounts everywhere. Bresen keeps the whole picture straight and tells you where you stand.

No bank connection required · reads your statements

Bresen chat capturing a transaction
Net worth

Net worth across everything you own.

One total, in your currency, drawn from every account in every country. See the split per currency and watch the whole line move month over month — not five apps you have to add up in your head.

Net worth across countries and currencies
One account split into envelopes, with tax set aside
What's really yours

One number, five envelopes.

One balance hides the tax you owe, the rent that's coming and the trip you're saving for. Bresen splits each account into envelopes and proposes the split the moment money lands — there is no monthly ritual to keep up. Go over on one, and it settles itself when the next invoice arrives.

Ask it anything

Ask a real question. Get a real answer.

“Can we afford the flat?” “Where did March go?” Bresen answers from your live ledger — the actual numbers, converted and current — not a stale monthly summary that was wrong the day it was written.

Asking Bresen a free-form question

No bank connection required. Bresen reads your statements — so it works with banks that aggregators have never heard of.

Your strategy with buckets and waterfall order
Your strategy

A plan that's actually yours.

Set the order money should fill your life — tax first, then float, emergency, investments, the thing you're saving for. Bresen runs the waterfall and tells you, live, where you've drifted and where surplus is flowing next.

Goals

Goals that know if they're on track.

Name the thing — a deposit, a move, a cushion. Bresen does the adequacy math across every account that counts toward it and projects the month you actually get there, at your real saving rate.

A goal with adequacy math and a projected date

Hi — I'm Alex. I built Bresen because I needed it.

My money sits in three currencies across a dozen accounts — checking, two brokerages, couple of retirement wrappers, bonds, and cash I keep for a bad day.

Earlier this year I tried to work out whether any of it added up to a house, and where the next spare money should go. I couldn't answer either question.

So I built a real ledger and put an assistant on it. I've run my own money through it for almost a year. No investors, no data deals, servers in the EU — and hello@bresen.app comes to me.

— Alex, Kraków

One plan. One price.

Everything above, no tiers, no upsells.

€19 / month
Every account, currency and country in one ledger
Statement reading — no bank connection needed
Strategy, goals and a chat advisor on your live data
Your data exportable as plain text, any time

Questions, answered.